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9282 Palm Island Cir, North Fort Myers, FL 33903

$445,000
: 3
BD
: 2
BA
: 2,007
SqFt

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Sold Price: $445,000
List Price: $445,000
Listing Price: $445,000
Days on Market: 40
MLS#: 2026011348
Bedrooms: 3
Bathrooms: 2
Living Sq. Ft: 2,007
Total Area: 2,471
Property Class: Single Family Residential
Building Design: Single Family Residence
County: Lee
Region: FN03 - North Fort Myers Area
Development: Palm Island
Subdivision: Palm Island

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Property Description

WAIT, WHAT? A GULF ACCESS HOME WITH NO FLOOD INSURANCE REQUIRED, ON A HALF ACRE LOT, IN A GATED COMMUNITY FOR $445K? YES THAT DOES EXIST!!!. If you’ve been dreaming about waterfront living without the waterfront insurance bill, this one might make you do a double take. This beautifully maintained 3 bdr, 2 bath GULF ACCESS home features a bright open layout with rich wood floors, high ceilings, and plenty of natural light. The spacious kitchen includes stainless steel appliances, a gas stove (250 gallon tank), and plenty of space to cook, entertain, or pretend you cook. The screened front entry helps keep the bugs where they belong… outside. The back screened lanai offers the perfect spot for morning coffee, evening cocktails, or simply pretending you're going to start that new book you bought. There's also plenty of space in the backyard for that pool oasis you've always wanted or for your pets to have room to run. If you're a boater you'll enjoy the ease of access to the Caloosahatchee River and downtown area that are within minutes from your backyard that includes a dock and a 10,000lb boat lift! In addition, this unique home has had no damage through any storms and the roof is (2021), AC is (2024), and the water heater is (2025). The small community of Palm Island with about 200 homes offers tons of social activities, pool, hot tub, pickleball, tennis, and a game room all geared towards helping you make new friends and meet your neighbors. Plus the community is close to shopping, restaurants, schools, churches, parks, 2 airports, and downtown Fort Myers. Whether you're looking for a primary home, seasonal escape, or a waterfront property with room to breathe, this one checks a lot of boxes—and probably a few you didn’t even know you wanted. So come enjoy the Southwest Florida lifestyle and see this rare home for sale before someone else docks their boat here first.

(239) 776-6872

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Additional Information

Year Built: 2004
Garage Spaces: 2
furnished: Unfurnished
Pets: With Approval
Amenities: Community Boat Ramp, Community Boat Slip, Community Gulf Boat Access, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Tennis Court(s), Boating, Gated
View: Canal, Landscaped Area, Mangroves
Boat Access: Dock, Boat Lift, Dock Included, Water Avail at Dock
Waterfront Description: Canal Front, Intersecting Canal, Mangrove, Navigable Water, Seawall
Lot Description: Oversize
Lot Frontage: 23
Construction: Concrete Block, Stucco
Parking: Garage Door Opener, Attached
Roof: Shingle
Flooring: Carpet, Tile, Wood
Windows: Double Hung, Shutters - Manual, Window Coverings
Exterior Features: Dock, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Room for Pool, Sprinkler Auto
Water: Central
Sewer: Assessment Paid, Central
Cooling: Ceiling Fan(s), Central Electric
Irrigation: Assessment Paid, Central
Interior Features: Split Bedrooms, Bar, Built-In Cabinets, Wired for Data, Entrance Foyer, Pantry, Walk-In Closet(s)
Equipment/Appliances Included: Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Washer
Dining Description: Dining - Family
Master Bath Description: Dual Sinks, Separate Tub And Shower
Total Tax Bill: $5,536
Tax Year: 2025
HOA Fee: $285
HOA Fee Freq: Monthly
Total Floors: 1
Min. Days Of Lease: 60
Num of Leases/Yr: 2